Bank of India (BOI) has officially announced the Credit Officer Recruitment 2025–26, inviting online applications for 514 vacancies under the General Banking Officer (GBO) / Credit Officer cadre. This recruitment drive offers a great opportunity for candidates seeking a secure and high-paying bank job in one of India’s leading public sector banks. The vacancies are distributed across MMGS-II, MMGS-III, and SMGS-IV scales, providing career growth for experienced banking professionals.

Eligible candidates can submit their applications online from 20 December 2025 to 05 January 2026 through the official BOI website. In this article, candidates will find complete details regarding important dates, eligibility criteria, age limit, salary structure, application fee, selection process, and step-by-step application procedure for the Bank of India Credit Officer Recruitment 2025–26.

Bank of India (BOI) has officially released the Credit Officer Recruitment 2025–26 notification for 514 vacancies in the General Banking Officer (GBO) / Credit Officer cadre across MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website.

This article covers important dates, eligibility criteria, age limit, salary, selection process, application steps, and direct links.

Bank of India Credit Officer Recruitment 2025 – Overview

Important Dates

BOI Credit Officer Vacancy Details

Note: Vacancies are provisional and may change as per Bank requirements.

Eligibility Criteria

Educational Qualification

• Graduate degree from a recognized university with minimum 60% marks

• SC/ST/OBC/PWD candidates: 55% marks

• CGPA/OGPA must be converted to percentage

• 59.99% is treated as less than 60%

Experience

• Relevant banking experience in credit operations is mandatory

• Scale-wise experience requirements are mentioned in Annexure-I of the notification

• Experience certificates must be produced during the interview

Age Limit (as on 01-11-2025)

Age Relaxation

• SC/ST: 5 Years

• OBC (Non-Creamy Layer): 3 Years

• PWD: 10 Years

• Ex-Servicemen: 5 Years

• 1984 Riot Victims: 5 Years

Salary Structure

• MMGS-II: ₹64,820 – ₹93,960

• MMGS-III: ₹85,920 – ₹1,05,280

• SMGS-IV: ₹1,02,300 – ₹1,20,940

Other allowances and benefits as per Bank rules

Application Fee

• Fee includes GST

• Payment Mode: Debit Card / Credit Card / Net Banking / UPI

• Fee is non-refundable

Selection Process

Online Examination

• English Language – 25 Marks (Qualifying)

• Reasoning – 25 Marks

• Quantitative Aptitude – 25 Marks

• Professional Knowledge – 75 Marks
  Total: 150 Marks | Time: 120 Minutes

Interview

• Candidates shortlisted in 1:3 ratio

• Maximum Marks: 100

Final Selection

• Online Test: 70%

• Interview: 30%

• Merit list prepared based on combined marks

How to Apply Online

1. Visit www.bankofindia.bank.in

2. Go to CAREER → Recruitment of Credit Officers 2025-26

3. Click on Apply Online

4. Register with Name, Email ID & Mobile Number

5. Fill the application form carefully

6. Upload required documents

7. Pay the application fee

8. Submit and take printout for future reference

Important Links

• Apply Online: Click Here

• Official Notification PDF: Click Here
  
  The Bank of India Credit Officer Recruitment 2025–26 is an excellent career opportunity for graduates with banking and credit experience who aspire to work in a prestigious public sector bank. With 514 vacancies, attractive salary packages, and strong career progression, this recruitment drive is highly competitive. Candidates are advised to carefully read the official notification, ensure they meet all eligibility criteria, and complete the online application process well before the last date of 05 January 2026 to avoid any last-minute technical issues.